Texas Bankruptcy Attorney

Bad Times Happen to Good People.
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220+ Five-Star Google Reviews
100% Bankruptcy Focused
4 Texas Offices
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How we help eliminate debt

At Bankruptcy Texas, we help individuals and families across Texas overcome financial hardship by filing Chapter 7 bankruptcy. Whether you are drowning in credit card debt, facing medical bills you cannot pay, or worried about losing your home, our Texas bankruptcy law firm will walk you through every option and help you find the best path forward. When you call our firm, you talk to a real lawyer from day one. No salespeople. No intake recruiters. Just experienced bankruptcy attorneys who listen to your situation and give you straight answers.

Why Texans trust Bankruptcy Texas

Bankruptcy Texas is not a general practice law firm. We focus 100% on bankruptcy law. That means every attorney on our team handles Chapter 7 every single day. You are not getting a lawyer who dabbles in bankruptcy between personal injury and criminal defense cases. You are getting a team that knows Texas bankruptcy law, Texas exemptions, and the local federal courts inside and out.

Our attorneys Robin McCarty and Bria Larson bring decades of combined legal experience to every case. Robin previously served as a Texas Peace Officer and prosecutor, giving her a deep understanding of the legal system from every angle. Together, they have helped thousands of Texas families eliminate debt and get a fresh start.

We believe everyone deserves honest answers and personal attention. That is why every consultation is free, every question gets a real answer, and every client works directly with an attorney who knows their case. At many firms, your first call goes to a salesperson or intake recruiter whose job is to sign you up. You might not talk to a lawyer until weeks later. At Bankruptcy Texas, you speak with a real attorney from your very first conversation. With over 220 five-star Google reviews, our clients consistently tell us the same thing: they wish they had called sooner.

Whether you are dealing with credit card debt, medical bills, wage garnishment, foreclosure, or an SBA loan default, we have seen it before and we know how to help. Bankruptcy is not something to be ashamed of. It is a legal tool designed to protect families just like yours.

Getting started is simple

Step 1
Schedule Your Free Consultation
Step 2
We Build Your Case and File With the Court
Step 3
Get Your Fresh Start

Step 1: Schedule Your Free Consultation Call us or fill out the form on this page. We will sit down with you, review your debts, income, and goals, and explain all of your options in plain language. No pressure, no obligation.

Step 2: We Build Your Case Once you decide to move forward, our attorneys handle everything. We prepare your paperwork, file your case with the court, and the automatic stay stops creditor calls, lawsuits, and garnishments immediately.

Step 3: Get Your Fresh Start Chapter 7 cases are typically done in about 4 months. You walk away with less debt, more freedom, and a clear path forward.

We serve all of Texas

With four offices across Texas, our attorneys are never far away. Whether you are in the DFW Metroplex, Central Texas, or West Texas, we are here to help.

Meet Our Team

Experienced leadership in bankruptcy law across Texas

Trusted Help through Bankruptcy

We help individuals and families find clarity in the middle of financial stress. With over 200 years of combined legal experience, our firm delivers focused support on Chapter 7. When you call Bankruptcy Texas, you speak directly with an attorney from day one. No salespeople. No intake recruiters. Just real lawyers who listen to your situation and give you honest answers. From consultation to resolution, we offer proven strategies and steady guidance to help you work toward long-term financial stability. See what our clients have to say about working with our team, or visit our bankruptcy blog for helpful guides on the filing process.

Client Testimonials

Common Questions About Bankruptcy in Texas

Will I lose my home or car if I file for bankruptcy?
In most Texas cases, no. Texas has some of the strongest property protections in the country. Your primary residence is protected by an unlimited homestead exemption, and each licensed driver in your household can protect one vehicle. Most people who file Chapter 7 in Texas keep everything they own.
Will I talk to a real lawyer or a salesperson?
At Bankruptcy Texas, you speak with a real attorney from your very first phone call. Many firms use salespeople or intake recruiters to sign you up before you ever meet a lawyer. We do not work that way. Our attorneys Robin McCarty and Bria Larson are involved in your case from day one. You get honest answers about your situation before you commit to anything.
How long does bankruptcy take?
Chapter 7 typically takes about 3 to 4 months from filing to discharge. Creditor calls and collection activity stop the day you file.
Will bankruptcy ruin my credit?
Your credit may already be suffering from missed payments and collection activity. Bankruptcy gives you a clean slate to start rebuilding. Many of our clients see their credit scores improve within 6 to 12 months of discharge. Some are back in the 600s and 700s within 2 years.
How much does bankruptcy cost?
The total cost depends on your chapter and the complexity of your case. Court filing fees are set by the federal government ($338 for Chapter 7). Attorney fees vary, but we offer payment plans and discuss every cost during your free consultation with no surprises.
What debts can bankruptcy eliminate?
Chapter 7 can wipe out credit card debt, medical bills, personal loans, old utility bills, and many other types of unsecured debt. Some debts like child support, recent taxes, and most student loans cannot be eliminated.
Do I qualify for Chapter 7?
Qualification is based on a means test that compares your household income to the Texas median. About 90% of people who consult with us qualify. Our attorneys run the numbers during your free consultation so you know exactly where you stand.

Let’s Talk About a Fresh Start

If you’re facing overwhelming debt, the team at Bankruptcy Texas is here to help you file for bankruptcy with confidence and dignity. From start to finish, we provide the legal guidance and resources you need to move forward. We offer a free consultation to review your situation, explain your legal options, and answer your questions. If you are ready to take the next step toward financial recovery, we are ready to help.

We serve clients across Texas from our offices in Arlington, Midlothian, Lubbock, and Cleburne, as well as surrounding cities including Dallas, Fort Worth, and Grand Prairie.


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